We, the hostages of the bank!

A financial broker had mentioned that even credit inquiries lower the score.

I almost thought so. Only someone knowledgeable in the field can make such statements.

The matter of selling the apartment is understandable. Of course – in FFM it should be no problem to sell an apartment – but it also depends on the price asked. It is uncertain what price can actually be achieved. The bank acts according to the principle that craftsmen like to apply: "Only cash is real."
In the end, you are a customer who has a loan burden through a full loan (1st condo) and another burden (2nd condo), which will hopefully be paid off soon. When this will be paid off (through the sale) is still open. To exaggerate: You could also stop the intended sale of the apartment after the loan approval and disbursement. = which in turn increases the risk of default.

Regarding the registration of the land charge and the resulting delayed disbursement: Well – the bank only has the property as security. As long as this is not registered, it has nothing in hand as security. Therefore, this step is understandable. Were you already a customer of this bank before (so that the bank can consider your customer history) or are you a "new customer" they do not know?

The bridge financing is rather a better solution for you (I would not criticize it). The bridge financing is certainly financed variable (due to the short term and upcoming payoff), which is usually cheaper than a long-term fixed interest rate. It can be completely paid off in one sum (after the sale) – without prepayment penalty.

That you did not have the i-pad loan on the ticker is understandable. I think many are not aware that when they sign a mobile phone contract with a phone for 10 euros per month, they are actually signing a loan agreement.

Certainly, it turned out a bit unfortunate, but partly understandable.

Hello,

he bought 2 condominiums here and certainly didn't run to the notary with all the owners of the apartment building. I've never seen that! And yes, the notary is there for that! You get the mortgage deed documents from the bank in advance and can also read and critically question them. It wasn't about €2.50

I think it's a shame that people always look for the blame in others

???

I can't quite follow your comment on my post. I tried to explain to the OP, based on three points he criticized, why the bank might have acted that way.
So, strictly speaking, I justified your view "Don't blame others" based on the circumstances presented.

Maybe we are currently talking/writing past each other?