Triple entry in the land register

  • Erstellt am 2015-06-09 16:30:18

Polle 1967

2015-06-09 21:45:54
  • #1
You can also take over the loan and be the sole person listed in the land register, meaning to have the two deleted.
 

EveundGerd

2015-06-09 21:59:18
  • #2
This construct is complete nonsense! I cannot understand why some people are impervious to advice and knowingly run into their misfortune.
 

toxicmolotof

2015-06-09 22:04:28
  • #3
Why are you in the third rank? I don't understand that. Please explain. As an owner, there are no ranks. Only burdens can have ranks.
 

Polle 1967

2015-06-09 22:13:12
  • #4
In such a constellation, you are always one of 3 owners. In this case, you could not even resell the house without everyone's consent.
 

Bieber0815

2015-06-09 22:32:06
  • #5
I'll put it this way: They sell you the house. You pay a (fair) price. From the purchase price, the two pay off the loan (including prepayment penalty, ask the bank; there remains profit or residual debt). You possibly register a new mortgage if you cannot pay the house in cash. Do you want to have the house? What will you do with it then? Will the divorced people then pay rent to you? Move out, you move in? Another option: You lend them money. As security, a mortgage is registered. It ranks behind the bank; if the bank's claim is significantly less than the market value, that could be okay. Otherwise, you won't gain much from it. Third option: You buy a part of the house, the land register is changed to three owners. Whether and how that works, I don't know; questionable for me would be determining a fair value if the mortgage remains (house not free of encumbrances --> value reducing IMHO). Either way, it will be an adventure. The cleanest is solution 1, the purchase, couple moves out and gone. But does that fit the interpersonal constellation?
 

ypg

2015-06-09 22:33:59
  • #6
You pay them a small fee so that they are liquid again (you then less). Are you then making a 3-person shared apartment? Who is supposed to live in the house? No one can kick the other out. What if the two make up again? A win/win deal looks different! I only see advantages for the other two here so that they get some money and don't have to pay VFE.
 

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