henning181
2022-01-22 20:22:01
- #1
A "Hello" to the future builders,
I have been following the questions about possible financing for a few days now. When looking at the information about financial possibilities, the question of retirement provision (pension gap) and children's education (possibly university) always comes to mind. I know that the construction as well as the purchase prices for houses have been rising for years, but salaries have not increased accordingly. When I then see here what portion of the net income must already be paid in monthly installments and that over a period of >20 years, I would be interested to know if you still do private retirement provision or count on your property in "OLD AGE"?
My second consideration concerns the education of the children. I read here in the forum about couples who already know how many children they would like to have and that usually the partner takes parental leave. I would be interested to know whether you have an expensive education for your children in mind despite the property financing, or if that does not play a role in considerations about property financing.
I would be interested in your opinion on this and, if you want to share it, the numbers involved as well.
Regards
I have been following the questions about possible financing for a few days now. When looking at the information about financial possibilities, the question of retirement provision (pension gap) and children's education (possibly university) always comes to mind. I know that the construction as well as the purchase prices for houses have been rising for years, but salaries have not increased accordingly. When I then see here what portion of the net income must already be paid in monthly installments and that over a period of >20 years, I would be interested to know if you still do private retirement provision or count on your property in "OLD AGE"?
My second consideration concerns the education of the children. I read here in the forum about couples who already know how many children they would like to have and that usually the partner takes parental leave. I would be interested to know whether you have an expensive education for your children in mind despite the property financing, or if that does not play a role in considerations about property financing.
I would be interested in your opinion on this and, if you want to share it, the numbers involved as well.
Regards