Property / Financing amount / Insurance? Experiences

  • Erstellt am 2015-03-27 02:00:52

tottitom

2015-03-27 23:09:24
  • #1
That doesn't really answer my question...
 

tbb76

2015-03-27 23:24:01
  • #2
What I mean is, Allkauf Haus looks cheaper but is actually much more expensive and has rather a simple basic equipment. And you really have to get the whole football team involved. And the many threads here have shown me one thing: Building is incredibly expensive, and even simple single-family homes are in the range of 350k euros. Whether solid construction or prefabricated.

Simulate a few months to see if you can handle the payment. Put the money in a daily allowance account, then the equity grows.
 

Marianne2020

2015-03-28 07:49:15
  • #3
What about the garbage collection
 

tottitom

2015-03-28 08:25:03
  • #4
Is it stated in my original post that it has to be deducted from the leftover rate. It also varies from region to region...


With kind regards

Tottitom
 

ypg

2015-03-31 16:20:56
  • #5
Hello!



What do you mean by "can go"? It reads as if there is a large number of available plots in your area.
Usually, it’s more like: there are only a few plots of different sizes with different prices and you have to weigh location and price to decide if it’s right for you.
Which house fits on it comes afterwards!

What if your chosen house doesn’t fit into the development plans?

Well then: you have sniffed around and now have information about prices and trades from the mentioned house building company…



Question: Have you considered the cost traps? Since you have a statement about the earthworks, I assume these are additional to the free foundation slab?
What about other earthworks like drainage or connecting rainwater downpipes to the sewer? Just as an example…
Cross gable, hopefully that includes a window?
Wellness bathroom: refers to the freestanding bathtub and the walk-in shower.
But does not refer to a wellness design… does the included price also cover the plumbing work?
There will very likely also be a bathtub measuring 175/70, so extra costs are to be expected…
Brand-name kitchen: two units of 2.50 and 2.55 meters… a refrigerator with 155 liters A+, dishwasher with A…
A can still be poor, because some appliances only range from A to A+++ nowadays.
The refrigerator is not enough; you want a freezer too… Since you’re in the situation of having bought this brand with the house, you don’t even have negotiation room and will most likely have to pay astronomical prices for an upgraded stove or a pull-out cabinet (a corner cabinet probably won’t be included…) So you can gladly budget another 5-10 thousand.



I read something about 200-liter storage for heating… why do many opt for at least 300 liters?
Sockets/electrics: never sufficient in the house package; sanitary…



In what time frame? -> financial double burden



I don’t understand. Does the house company pay you for floor coverings and paint? Also brushes and such???



What about the client-side additional construction costs? Surveying costs, building permit, etc.?



What about construction equipment, machinery?



I wouldn’t worry about Bob either, but footballers don’t always have time when you want to.

I certainly don’t want to discourage you from building, but there are more items involved in building a house than the salespeople tell you.
And even if they work very customer-oriented, further financial items arise on which the seller has no influence.
-> small upgrades in equipment, plot, foundation and official costs

If it were all so easy and cheap, there wouldn’t be a forum where they are all gathered

You have been advised to first go to a financing consultation and then plan the house according to the budget. In parallel, you can inform yourself at other building companies, calculate prices, compare and start looking for plots.

Best regards, Yvonne

Edit: Allkauf Haus should have given you a construction service description – have that reviewed or at least read it very carefully – anything not included there is at your expense.
 

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