I wouldn’t see it so calmly. It’s not just about the question of "if," but also about the "how," and that becomes relevant at the latest when different craftsmen are supposed to work there in a few years (repair, replacement, expansion, e.g., with a water softening system, etc.).
And of course, many small details depend on it. For example, if the hot water line must then run almost 7 meters across the room, you have (avoidable) heat loss there for life and may also need circulation. If the KNX control cabinet is located between the controlled residential ventilation and the supply/exhaust air, in the end, you have the thick pipes in the middle of the room at the ceiling or the outlet unintentionally too close to the terrace or a window. If too many lines cross, it gets tight with the ceiling height. And with individual contracting, you also pay for the whole (unnecessary) effort including materials separately.
However, I also see myself unable to give helpful tips here. Try to think in advance about which devices will be used specifically, look at the associated technical drawings or installation instructions, and then simply draw it out. Keep in mind where the respective lines should run later, allow generous space for accessibility, and set appropriate priorities. A duct for cables can be relatively easily extended by a few meters; for hot water or controlled residential ventilation, I would again prefer as short distances as possible.