New rate twice as high - experiences

  • Erstellt am 2022-10-20 08:12:57

kati1337

2022-10-24 09:13:26
  • #1
I believe the emphasis was on "long-term" there. I suspect he is talking about the MSCI World, which, if you look at the charts over decades, actually has returns around that level. But like with all securities, there are fluctuations. "Certain" is therefore relative.
 

TmMike_2

2022-10-24 09:22:28
  • #2
Where Sweden is among the worst in the EU

100% certain is nothing at all, I do not have a crystal ball either.
Apart from the capital market (we are long-term within that range) and real estate, there are various other things.
Art and antiques, company shares, photovoltaic systems, you can also invest in agricultural land or whatever.
So there are plenty of options.
Soon there should be a lot of cheap company inventory from industrial bankruptcies, you can also strike there sometimes.
 

free2abc

2022-10-24 09:24:45
  • #3


I already understand that, and yes, the question was also somewhat provocative. I just wanted to express that there is no safe investment. Especially not one with 6-8%.

From 1970 to 1980, we also had very high inflation. If you had invested in the MSCI World during that time, you would have made only 1.2% (before tax!).
 

kati1337

2022-10-24 09:25:28
  • #4
The term "safe" also comes from your pen, not his?
 

WilderSueden

2022-10-24 09:31:41
  • #5
But then you achieved a great return afterwards. That's exactly the crux when you have to exit at a fixed point in time.
 

TmMike_2

2022-10-24 09:34:26
  • #6
Yes, and due to high inflation and interest rates, it could actually happen again that asset values fall, many things point to that. I actually only wanted to highlight two things. 1. Whoever spends their whole life always working a 9-17 job from Monday to Friday will hardly ever get out of the societal rat race. (except frugalists, etc.) 2. With interest costs under 1%, making special repayments will be the last thing I do.
 
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