Must the dream of owning a home remain just a dream?

You shouldn’t generally assume that. According to all findings, the municipal coffers everywhere are empty; for this reason, the municipalities are selling their silverware (real estate). There will still be cheap building land for years to come – in relation to private sellers – so there is plenty of time to save equity.

Of course the coffers are empty, but the sale of real estate doesn’t only depend on that. In many places, it is also the case that due to the high costs of private sellers many plots remain undeveloped. If this is the case, the municipality does not receive approval from the state building authority to develop new building areas. I know of many municipalities in this region where sufficient building land is available, but for whatever reasons the private owners do not sell. Thus, the circle closes...

And when building land is sold, the price here is on average €110/sqm!

Another thing: Does it make sense under the current interest rate situation to first save €30,000 equity over 5 or 6 years if during that time I pay the same amount in rent?? This idea doesn’t satisfy me...

@Ponch

well, the rent does have a value after all,...

@Bauexperte

Dream and reality are often close to each other.

Reality wall:

With aerated concrete at 350kg/m³, a U-value of 0.23 W/m²K is just achievable. However, this is currently only 0.1 points away from the Energy Saving Ordinance 2009 U-value of 0.23 W/m²K. In just over a year at the latest, with the Energy Saving Ordinance 2012, this will be history and no longer buildable with 36.5cm aerated concrete.

Half-asleep window, the view is obscured:

Of course, the U-value applies to an entire window, but the glass proportion is still essential here. Consequently, the U-value of an entire window is largely calculated based on the glass proportion. However, it can happen that even the best window cannot achieve a good U-value. So your colleagues are not entirely wrong to emphasize the U-value of the glass.

The dream phase begins with the HVAC:

An air-water heat pump is among the worst alongside pure air heat pumps. Who benefits then from a Kfw70 house, except the electricity provider. Of course, this statistically compensates a poor building envelope. What a small household should do with a 300 l hot water tank, which also needs to be kept at temperature, escapes me. Okay, maybe the builder holds shares in the electricity provider, otherwise the golden framing of the annual primary energy demand might not work out.

Reaching deep sleep:

There one dreams of 22 years of experience with a product that has only existed since 1998. But of course, one can also miscalculate by 10 years.

Transition to the REM phase:

There are supposed to be very large companies that can buy things that don’t even exist yet,... installing windows according to RAL now goes like a dream.

The REM phase is reached, the sheep are just flying over the dream house:

One dreams that only cracks can occur at connections. There are also supposed to be no houses without hairline cracks,...

A shout and suddenly awake:

How does my dream now become reality :confused:

The solution, a book:
Volume 7 “Damage-Free Building,” edited by G. Zimmermann and published by IRB-Verlag

And the moral of the story, disregard everything above the ground floor ceiling in this picture.

@Parcus

It is always a pleasure for me to be trained by an outstanding specimen of your profession; especially when it presents itself so charmingly and verifiably.

Yes, yes, the good Eugene (sorry, I have just forgotten the name of the 2nd discoverer) has to stand in for many things, but dream interpretation is not one of them if you want to dissolve a patent from 1924 into thin air; but be that as it may, I will not contradict a certified manly figure.

Kind regards