Previously forest, garden, and recreational area (3 parcels). Now completely recreational area (1 parcel) (building permit for a single-family house is available). Since the land register excerpt was initially not updated (error at the authority, resolved by the cadastral office), the bank had questions. However, this has been clarified. The bank approved the loan because they apparently also saw that the questions were strange given the existing building permit.
In any case, building in the second row is not conceivable from a planning perspective, since along the entire street this has not been done, but basically in a single line. Our house will stand on all three old parts of the parcel.
Nevertheless, it is of course correct that I did not value the property, but the bank did, and I could only present that building is allowed on the property as stated in the permit.
Since the cadastral office only makes the entry for the building area after the building has been surveyed, I wonder if this could theoretically still lead to problems with the bank. The bank told me that when the time comes, I can simply submit the new excerpt.
The bank is a reputable, very well-known bank.