It doesn't work without equity - experience!

On the other hand, I find the following discussion rather annoying. It may be interesting who financed how much and under what conditions. However, I find the discussion about income/wealth/status and the like completely uninteresting. I think everyone should live as they want and can. If someone has achieved something, they should be able to afford something as well. There is no need for envy. Unfortunately, there are also plenty of professions where people do a lot yet still do not receive the (justified) remuneration for it (e.g., elderly care and nursing staff).

Exactly, I didn’t want it to come to that either. Sometimes you just get carried away in such discussions. Just one final word to : It may well be that I no longer view Steffen’s contributions completely neutrally, I am only human after all. However, I never said that he isn’t allowed to describe his situation, not at all. But it doesn’t help a normal earner with a household income of €4,000 and a planned loan of €1,500 if he tells you he earns €10,000 net and has a loan installment of €1,300 because he has €300,000 in equity. That’s what I mean by instrumentalizing.

Thank you, construction expert. I am often too lazy for such well-thought-out and extensive wording

Let's leave it at that then. My last comment on the matter: : Normally, I also hold back regarding my income (like most people, I suppose). Basically, only my wife and my tax advisor know the exact figures But take a look at the history here, with what intention I registered a few years ago. I wanted opinions on feasibility and financing, etc. That necessarily requires information about the income situation.

Regarding your last comment on my statement about the 1300 to 10000. That was indeed a (possibly inappropriate) provocation about a specific post. Consider the context

Regards Steffen

Sometimes I do wonder whether, with an income of 10000/mtl. and 300000€ Eigenkapital, one seriously has to ask the question of whether they can afford a loan. In such cases, it is already being instrumentalized because the answer is known. But well, to each their own.........

Although sometimes I do wonder whether, with an income of 10,000/month and 300,000€ in equity, one seriously needs to question if they can afford a loan. In such cases, it is already being instrumentalized because the answer is known. But well, each to their own.........

If you want to "join the conversation", please inform yourself beforehand ->

In 2012, it looked different.

or 2014 ->

well, I meant less specifically you personally. I have just been reading along for a while and have the feeling with some posts.