The fact is that we manage with the currently available monthly income and our costs. However, currently nothing is left over. Understandable. (I still have some equity from which we finance our vacations, etc. I do not want to include this reserve in the calculation.
At the moment you are, as you yourself write, partly living off your savings.
Then there are somewhat shaky additional income of 1300€, but this is offset by a loan with about 1% initial repayment and a 900€ installment, plus non-allocable ancillary costs and repairs.
The savings of 70,000€ (which you reportedly did not want to touch) will probably be reduced by 40-60,000€, depending.
(20,000€ for the difference purchase price-loan, estimated 20,000€ for ancillary costs, and then gift tax)
I personally still find it insane.