Wythe12
2019-03-12 00:14:24
- #1
Hello everyone,
my wife (21) and I (23) dream of our own home. Currently, we rent and do not really feel comfortable, especially after the recent events (see "Are there children?") we long for a home where we at least feel comfortable.
General information about you:
Income and asset situation:
Since my wife works as an MFA and unfortunately does not earn much there and we are young, I wonder whether we even have any possibility to finance the whole thing. What are your experiences?
Rough explanation of what we want:
Since we live in a rural area and want to stay there, we have the advantage that the plots are cheaper (860 sqm, 22,000€, fully developed).
Hope you can enlighten us a bit.
Regards, Wythe
my wife (21) and I (23) dream of our own home. Currently, we rent and do not really feel comfortable, especially after the recent events (see "Are there children?") we long for a home where we at least feel comfortable.
General information about you:
[*
- How old are you?
[LIST]
[*]My wife is 21 years old
[*]Are there children?
[*]We have a child, but we had to let him go half an hour after birth last December (very rare disease (probability < 0.01% - Cornelia de Lange syndrome)).
Since the question probably refers to costs, I’ll say yes as we still wish for (another) child.
[*]What do you do for a living?
[*]My wife is an MFA (medical assistant)
[*]I am an IT specialist
[*]Are you employed, self-employed, retired, housewife, househusband, etc.?
[*]Both employed
[*]How many hours do you work?
[*]Both full-time (unless our desire to have children is fulfilled)
Income and asset situation:
[*
- What income do you have (gross/net)?
[LIST]
[*]Together we currently have ~3000€ gross
[*]How much equity do you have?
[*]Since we have not been out of training for long, not much yet (15,000€).
Since my wife works as an MFA and unfortunately does not earn much there and we are young, I wonder whether we even have any possibility to finance the whole thing. What are your experiences?
Rough explanation of what we want:
[*]House with clinker brick design (preferably fully bricked - not just the appearance)
[*]Basement
[*]~140 sqm living space
[*]Double garage
Since we live in a rural area and want to stay there, we have the advantage that the plots are cheaper (860 sqm, 22,000€, fully developed).
Hope you can enlighten us a bit.
Regards, Wythe