Helga, please make a free appointment with the energy consultation service of the Verbraucherzentrale.
Take all the data about your house with you, such as size, floor plans, how the consumption has been in recent years, what materials it was built from (also the roof) and how (wood construction, solid, etc.), if you have them, also the different U-values for walls, ceiling, floors, roof, windows, etc., what type(s) of heating you use, what systems are installed (which manufacturer, which model, which supplier for the heating fuel, etc.), and so on and so forth.
The more info the better.
Then they can calculate for you whether a solar system makes sense for you, or if you should better invest the money in good insulation, because that would benefit you more.
I once saw a report about an older man who was given a solar system that was totally useless for him because he had a poorly insulated house, and the solar system was not tailored to him, and in the end it consumed more than it produced; I believe it was overall even more expensive than before.
So it really depends on your house whether a solar system is worth it for you.
You will also need a buffer tank and such.
And you have to check whether the sizing (how many m² of collector area) is exactly tailored to you.
Whether your house gets enough sun / the orientation of the collectors.
Whether flat collectors or vacuum tube collectors are better.
Etc.
Unfortunately, like many things, it is individual and very difficult to assess as an outsider and especially as a layperson.
- I handle it with a few wise old sayings:
"Shoe maker, stick to your last" or also:
"I don't have to know everything. I just have to know who I can ask."
All the best and good luck