I would sharpen the pencil and calculate what is cheaper. Commuting to the office for 30 years or planning a 10m² office.
Current turnkey price for a Town & Country Flair 152 RE, in a mid-priced region like Hanover, by the way starting at 272,500 EUR.
Including additional building costs, assuming no disasters occur, around 350,000.
So it’s doable and even 152m² instead of 140. Before I accommodate 4 people in 130m² and work with a laptop at the kitchen table, it might be better to find a cheap general contractor and settle for simple equipment, at least initially.
In the long run, you get more out of that than missing 20m². Because I can retrofit the golden faucet in 5 years. I won’t be able to add the 20m² later, even if I have money again in 5 years.
And I can also realize the SmartHome later via radio. It won’t be 100%, but if you don’t have the 30,000 for KNX at construction time, it’s still better than nothing.