Is a high first installment common in a payment plan?

Let's put the cart before the horse: I have no suppliers, believe it or not. In German, "gemein" (mean) is not only used for people who are really nasty. Have you ever heard of the common field mouse?

Back to negotiating: we have negotiated with more than one provider, but in the end, nothing comes of it except maybe a small perk. The major providers have a fixed payment schedule that is dictated from a central office. The smaller providers have had "their" schedule for years, and so far there have been no problems with it (this is probably the standard statement). Of course, you can try to change something about it, but it won't necessarily be beneficial for the relationship with the construction partner. If only a few percent in the payment schedule don't fit, but the rest, including the [Creditreform Auskunft], fits, you have to decide for yourself whether you want to upset the partner or swallow the bitter pill.

The interest losses on the builder’s side are currently not significant with a payment schedule that demands a lot of money at the beginning. The BU wants to put money in hand because then he is not pressed as much by withholdings from overly picky builders. The most important thing is to find out if BU is financially healthy. This can be done through a credit agency. With us, the house bank, whose customer is also our BU, quietly said go, is healthy. For the negotiation of prices. With me, there was 1% discount for payment within eight days.

There is certainly some truth to both statements. What weakens , however, is not the negotiation of the advance payments, but rather that there are simply other providers in this market who offer better or the same conditions. In the statement that the advance payments are 99% non-negotiable, I agree with you. Nevertheless, you can simply go to another provider and will certainly find a satisfactory advance payment plan there. Even if provider A perhaps does everything else right, providers B or C or X still exist...

Yes, I can also run from Pontius to Pilate, so to speak, somewhat exaggerated. I agree, the numbering plan is important, but as long as there is no regulation by law here, there will always be discussions. But ultimately, the numbering plan is one component of the whole. If everything else fits, I have to consider whether I want to throw everything over because of that one point. By the time you reach that point, some time of joint planning may have already passed.

We have, for example, negotiated the final payment from 5% to 15%. With 5%, the incentive to quickly eliminate any remaining defects could be very low, to put it mildly.

All three GUs we were negotiating with were willing to make changes. The favorite then offered an additional 3% discount, and the matter was settled.

Sorry, for amounts well over €100,000 I strongly recommend running from Pontius to Pilate. Even when buying a car, you check with at least three manufacturers...

But that goes too far here.

I agree, the payment schedule is important, but as long as no standardization is legally made here, it will always be

This is clearly regulated in the Building Code §632a, look it up. By the way, also a tip for the thread starter, if not done yet.

I therefore maintain my position. Here is a suitable quote from the law:

"The contractor (in our case the client) can demand from the purchaser an installment payment for a contractually performed service in the amount in which the purchaser has gained an increase in value through the service."