Is a condominium in a two-family house without reserves and a private road reasonable?

I only know it from larger WEGs, where it is not unusual that no/almost no reserves are built up in the first few years. However, 13 years is definitely too long for that. Although with only 2 parties, even with a maintenance reserve, not much will accumulate that would be sufficient for a major repair.

Yes, you can also do that in the first few years. And it's true, many renovation tasks are not proportionally the same for smaller and larger buildings. If both owners feel wealthy, they say to themselves, with a larger expense we’ll just make a special assessment, no problem. They don’t want to put anything into the common pot then. The money goes along when one sells. If they feel less financially capable, which does not necessarily have to correspond with the facts, they absolutely do not want to pay more house money than absolutely necessary, and by necessary they understand ancillary costs. It may be that there are not even minor repairs involved. So nothing adds up. But in metropolitan areas, much more multi-story apartment construction will still arise. A two-party house is closer to a single-family house than a residential machine with 70 or 100 apartments. I just wonder what the builder was thinking setting up a two-unit condominium; I would find it nicer as a semi-detached house. Many greetings Gabriele

This is the first point that makes us skeptical or that we do not know in this way.

Absolutely uncritical and not unusual.

The second point is that the house has not formed any reserves.

If reserves had been formed, it would be an exception. In two-family houses, almost nobody does that. There is also no real administration, and owners' meetings usually do not take place. The situation is normal for you. Whether it is worth it to you is another question. It can be great with nice neighbors. With problematic neighbors? You can imagine that yourself.

Absolutely uncritical and not unusual.

If reserves had been formed, it would be an exception. In a two-family house, almost no one does that. There is also no real administration, and owners' meetings usually do not take place.

The constellation is normal for you.
Whether it is worth it to you is another question. With nice neighbors, it can be great. With problematic neighbors? You can imagine that yourself.

I disagree. We also have 2 units and have been forming reserves since completion. €50 per unit. Yes, it's not much but it is a reserve. We have now only formed €8,000 together. And yes, you have to look very carefully at whom you are binding yourself to. We have also had occasional conflicts. But they have always been resolved.

How is the house divided then? Ground floor and upper floor or like a semi-detached house?

you also buy this share of the street with the apartment.
This is the first point that makes us skeptical or that we don’t know like this.

Private street: I find it expensive and stupid.

Completely common and normal: In almost all terraced house sections and developer projects that consist of several units and where buyers share common areas such as access ways, waste and playgrounds and sidewalks as well as parking spaces, the common areas are often divided proportionally. With my terraced house I owned 1/65 of all sidewalks and parking spaces: that was also stated in the land register.
And even the development in new residential areas is calculated proportionally like this.
Private street then just means that it does not become municipal property: you are jointly responsible for the maintenance. With so many residents, hiring a company makes sense... but otherwise the problems are the same as with a municipal street.

Musicians who have to practice daily have moved into the neighboring house.
Last example: In my aunt’s house a mentally ill woman moved in who screams very often every night and pounds on the walls.

You also have neighbors with a detached house: the barking dog five gardens away, the child three houses away who practices flute with the window open.
The neighbor who slams the car door several times in the evening... or the extended family opposite whose visitors’ cars disturb the peace.
When I water the garden in the evening, I hear the child next door being put to bed (except yesterday: the child was still playing in the new pool at 10:30 p.m. ) And when the neighbor opposite is working in his outdoor sauna, it does make a noise.

For me, terraced houses and alternative apartment buildings always have their justification.

For a building year 2007, I would probably conclude a contract from 2022 for the contribution.

I disagree

You are the exception I was talking about