How much does it cost to buy or build a house?

  • Erstellt am 2018-07-01 17:08:18

Denis L.

2018-07-02 16:55:05
  • #1
Your salary is so high that from my point of view you can definitely afford the project. In fact, involving your girlfriend in the financing will no longer bring you much advantage in terms of conditions. Also, postponing the project is, in my opinion, rather wrong, since you already have a good equity ratio and the financing costs are more likely to increase. I would only consider whether a house from the 90s is really worth what is being asked for and especially what you will still have to invest in it over the next few years.

I also do not assess you as my "negative example" describes, because you save far too much for that. I only know many examples from my environment where high salaries have led to certain "demands" and those are often no longer reversible.
 

Hausbauer1

2018-07-02 21:30:25
  • #2


Higher earners, for example, may pay much more for childcare than average earners. And a decent suit with good shoes sometimes costs more than going to work in a T-shirt. So there are indeed higher expenses for many things without necessarily leading to a more luxurious life.

And honestly: I don’t understand how some people here can build something nice with 400 or 500k. Here in the Rhineland, you easily pay 600k even for a decently equipped terraced house in a good location. And we’re not even talking about Munich, not even Düsseldorf or Cologne, but the surrounding area.
 

Denis L.

2018-07-03 10:34:41
  • #3
I just had a conversation with a forum member who is building a city villa with ~195 sqm including the foundation slab for 270k. Then additional construction costs of say 40k, and there are still 190k left for the plot if 500k is the limit. For a 150 sqm house, there should still be 240k left for the plot. Those who build a timber frame house instead of solid construction can probably save another ~10-20% on the house price.

Houses from the developer usually cost more.
 

Nordlys

2018-07-03 10:47:20
  • #4
The prices vary greatly by region. Here with an unobstructed view of Kiel Bay 115/sqm the land. A decent house can still be had here for around 200. That won't work in D, F, M, B, or Hamburg. In HGW or Hebeschiebetür or OVP, however, it is probably still cheaper.
 

ares83

2018-07-03 12:12:30
  • #5

Our experience is quite different. Timber frame is rather 10-20% more expensive.


Yes, especially with the plot, there is no comparability at all. In the wider Bremen surrounding area, with the same figures, a bit further out it is only 45€/sqm. A medium-sized 1000sqm plot only costs 50k€ there.
 

Denis L.

2018-07-03 12:53:53
  • #6
Which providers did you compare? With my provider, I come to about €1200 / sqm, but I have already changed a lot. The cheapest solid builder here starts at about €1600 / sqm.
 

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