House uninhabitable due to fire at neighbor's house - Who bears the costs?

Building: Fire cause/insurance
Household contents: own household contents
?

At that time, it was rejected because the toddler was the cause. The duty of supervision was not violated.
This may have changed; it was 20 years ago. Someone just has to have successfully challenged the rejection, including through litigation.

The child burns down the house, but the duty of supervision was not violated? Interesting

Exciting. I suspect it will go back and forth between fire insurance, the brother's building insurance, and his household contents. I think such topics are always underestimated.

Hello,
first of all, thanks for the answers. The topic really seems to be getting a bit complicated. Another important piece of information is that my brother is also a tenant, my brother’s landlord of course has building insurance, and my brother himself has household insurance. But in my opinion, these insurances have nothing to do with this at first.
The other building caught fire, the cause of damage comes from there, so I would actually expect that their insurances have to take care of everything. If someone crashes into my car, I also exclusively handle it through the other party’s insurance. I never even inform my own insurance there.

What exactly happened is still unclear. Only one thing is certain, it was not a small child, the tenant in the neighboring house is said to be 29 years old.

Currently, the main question for my brother is about accommodation. It will come down to a long-term rental of an Airbnb apartment. Due to Corona, those are currently easy to get, so that would be solvable. But in Heidelberg, they sometimes call for a loose 3-5 k€ per month. So you would like to know that the costs will be paid without any problems.
And according to my brother’s account, I rather suspect that they will not be able to move back in the next few months. Most likely, it will lead to a complete move.

Only after that does he have questions such as:

[*]Who pays for cleaning household items that cannot go in the washing machine (sofa, mattresses, furniture?)
[*]Who pays for the things that can no longer be cleaned from soot and smoke odor?
[*]Who pays for small stuff like all the food that now has to be thrown away?
[*]How do you actually decide what can be saved and what can’t? How can you know that the cleaned things are also health-safe afterwards? Somehow he doesn’t want to sit on a sofa with small children where there might still be smoke gas components like dioxins and the like.

Questions and more questions...

Best regards,

Andreas

There are experts for that - for example from DEKRA. But before they come into play, the insurance issue should be clarified to determine coverage of costs. Perhaps ask at the local tenants' association/tenant protection league.

The kid is burning the house down, but the duty of supervision was not violated? Interesting

I thought so too.