House seller cancels before notary appointment - Schufa

  • Erstellt am 2016-04-11 13:02:04

toxicmolotof

2016-05-06 07:17:50
  • #1
This underpins the further text of my explanation. 95% means that statistically, a default is to be expected within 20 years. Test question: Would you then lend me 10,000 euros at 3% interest for 20 years (without collateral) if it is statistically clear that sooner or later I will "guaranteed" NOT pay you back? Then the bank simply forecloses on the house, that way the bank gets the money back, and what happens to you... who cares. A good score is (significantly) above 99%, as then the default risk is low even over 100 years.
 

77.willo

2016-05-06 07:21:41
  • #2

Yes, that was also my intention.
 

Prosecutor

2016-05-08 16:54:57
  • #3
It is completely unrealistic to claim that the contracting parties get anything out of the contract draft sent in advance. To understand it, they would need legal advice. Therefore, a reputable notary who takes their duties seriously will explain the meaning of the clauses during the appointment. Of course, one cannot expect this from the in-house notaries of property developers.

And no, the notary cannot freely choose which 'transaction' they conduct. I have already pointed out the relevant provision of § 15 BNotO.
 

miho

2016-05-08 19:59:22
  • #4
To make use of exactly this legal advice, one needs the draft in good time before the appointment.
 

nordanney

2016-05-08 22:44:12
  • #5
In item 15 it states that he can choose whether to notarize or not in the issue discussed here. Without prior submission and consultation, he cannot fulfill his legal duties as a notary. Therefore, he will or must refuse notarization!
 

nordanney

2016-05-08 22:45:51
  • #6

A reputable notary is available before the appointment for any questions. During the appointment, the explanations are brief and then they move on as quickly as possible.
 

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