House sale - New construction - Bank plays along - Risk?

Thank you for the answers. However, I see it more like Lastdrop. We would also have been willing to pay more for an almost new house than for an old existing property, especially in a nice new development area. The argument for new construction is that you don't need maintenance reserves and there tends not to be a disaster behind every wall. In addition, everything is up to date. That was also the reason for us to build new in the first place... we didn't want old substance and pay exaggerated prices for it.

I am convinced many people are simply looking for something reasonably new, without all the stress. Houses without basements and only with carports sell here for €675k like hotcakes. Therefore, I believe the risk is low, although not entirely without. And of course, the gut feeling plays a role and says: Caution, risk. We would still sell during the construction phase, but not before.

By the way: there are almost no building plots here! For the last 35 lots, there were over 200 applicants... and those were rather rural. You have to be extremely lucky here... or have 7 children.

Additionally, everything is up to date. That was also the reason for us to build new in the first place... we didn’t want old substance and pay inflated prices for it.

Yes; building new is also something different from buying a new building.

As I said; the huge difference regarding real estate transfer tax alone in these two scenarios.

The overlap of potential buyers is just somewhat smaller. Whether it is still large enough you will only know when you try.

The issue with the real estate transfer tax is a good point. Of course, that needs to be taken into account.

As I said; the huge difference regarding real estate transfer tax in these two constellations alone.

The overlap of potential buyers is just somewhat smaller. Whether it's still big enough you will only know once you try.

That is exactly the point. Both the supply of new houses and the demand for such houses is much smaller. If you're lucky, two interested parties will outbid each other due to lack of alternatives. If you're unlucky, you only have people who actually want to build but don't have enough money.

It's actually similar to the car market: if I buy a day-registered car, it's only if there are hefty discounts because I forego flexibility and newness.

On the positive side is the tight market for plots of land. But it's not a 100% guarantee.
You also shouldn't ignore that building a house itself is a risk, even if you're building for the second time.

What you are ignoring too much is the fundamental problem with the house: the location on the street. That's why you don't want to live there anymore. I don't understand how you can assume that this is no problem at all for anyone else. That will be the sticking point in the sale. No one who spends over half a million on a house simply overlooks a busy local bypass road. Also, no one will believe that you're putting yourselves through the stress of a second new build "because you don't feel comfortable there." To be on the safe side, you should first complete the sale entirely and only then start the new build.

There will be inquiries about why you are selling. If not to you, then to your neighbors. They will spread it around. And from a certain house price onwards, it's not the completely clueless buyers, but those who either have enough money or earn enough to finance it. There will be questions.

I know you don’t want a fundamental discussion, but what happened to the measures that were supposed to reduce the noise?