We are getting an air-to-water heat pump. Manufacturer from Austria. The heating is supported by a photovoltaic system. In our opinion, you can be more independent with the heat pump, and also retrofit it later if it is too expensive at the beginning. But yes, it depends on the heating load of the house and the area. We have a central ventilation system with heat recovery. Friends of my mother already installed one sometime in the early 2000s and have no hygienic problems at all. No ventilation is, in my opinion, not a solution. With airtight houses, you would have to air out vigorously 4 times a day. And hand on heart, who does that or would be able to manage that in terms of time?