House construction, how much can we finance?

And what exactly do you see as bad about this? Home office means less commuting, which means due to the high volume of individual traffic (especially in rural areas) less CO2 emissions and at the same time more quality of life because less time is lost on the road. If fewer office spaces are needed in the cities, these remain empty at first. In a second step, I can imagine a change of use to residential space, which in turn would ease the housing market. Conversion of already existing buildings means that new living space is created without additional land sealing. From my perspective, that is great.

And what exactly do you see as bad about it? Home office means less commuting, which means, due to the high volume of individual traffic (especially in rural areas), less CO2 emissions and at the same time a better quality of life because less time is lost on the way. If fewer office spaces are needed in cities, these are initially left empty. In a second step, I can imagine a change of use into residential space here, which would in turn ease the housing market. Conversion of already existing buildings means that new living space is created without additional land sealing. From my point of view, that’s great.

Oh, the same thing was said 4 years ago. Back then, there were still areas considered "too far out" that today are regarded as "close".
And then it really took off again.

And do you know why I think this will continue like this?
The heir generation is just starting to really get going!
Many home builders/buyers here earn significantly less than I do. But they approach house hunting very differently, because their wallets are well filled with grandma-grandpa/mom-dad money. If you bring 300k into the financing, you don’t have to be a manager in a big city.
That will keep prices high.

I thought he doesn't currently live IN Marburg?!