House construction: Bungalow-Villa-Single-family house? Looking for an approach to self-home planning

No, first go to the bank and have them roughly calculate how much credit you can get or what amount might be available to you with equity.

So right!

For example, if you come to 150 sqm, it is difficult to build these sqm in an area where all the plots are about 500 sqm ...

I don’t understand ... :confused:

Rhenish greetings

Ahoy,

so I can only show how we approached it...
Boss: "Honey, do we want to build?"
Me: "Yeah, if you want"
That was just said like that at first, but day by day it turned into a fixed plan. In the first days we observed the real estate market (we still do that today). So we know where it might lead us.
Two weeks after our decision, we went to a financing service provider. There we already gave very concrete numbers, with all the concerns one can have (unemployment, illness, death, etc.)
After about 4 hours, our approximate budget was set... how much the house may/can cost, what energy efficiency the house should/can have (70 or 55 or 40), what the land may cost max, small installment and high special repayment, high installment and small special repayment, etc. etc. etc.
With this knowledge, we then went through various house construction companies. That took a lot of time. I think we visited 20 providers.
It quickly became clear to us that a bungalow was out of the question because they are simply more expensive than a 1.5-story house. So the type of house was decided pretty quickly. We visited both solid house and prefab house providers, although our choice was already fixed... it was to be a prefab house.
Gradually other things were added, such as a garage, maybe a pool, terrace. All things that you have to consider. Last but not least, and in my eyes absolutely indispensable, to keep a small financial cushion in mind. Never calculate and plan too tightly, rather add a bit on top, e.g. always round up various amounts instead of sugarcoating it. Such things can cause nasty surprises.

Best regards,
SaRo

What I forgot to mention... you should also think about how you want to take over the house, that is: shell construction, turnkey, ready to move in. Many, if not all, providers offer different stages of completion. That, in turn, depends on your financial situation, your available time, and how developed your technical skills are.
We decided to take over the house ready to move in. We simply don’t have the time or the technical prerequisites and very important... neither of us feels like doing it :-)

Best regards

Seminars on various topics were offered by the Chamber of Architects. That was quite helpful for getting started. I believe some [VHS] also offer something like that.

And always keep an eye on the prices including VAT ;). Forget DIY store prices where the carport is offered for €300, that’s not something durable. Greetings Yvonne

If the €300 carport lasts 5 years and the €7000 carport 15, then the €300 carport is also worth it. You just shouldn’t expect too much from the carport, but in principle, DIY stores are not always "bad".

If the €300 carport lasts 5 years and the €7000 carport lasts 15, then the €300 carport is also worthwhile. You just shouldn't expect too much from the carport, but basically DIY store doesn't always mean "bad".

Also true. But €300 alone is not enough if you possibly have to pay for a permit, foundations, etc. It never stays at €300. The carport stands for many other things: you often need tools, glue, foundation, primers, screws for the DIY store project... it doesn't stay at the price, so you have to have some foresight when calculating.