Financing project for a single-family house in Münsterland

Find the interest rate overall too low, which already makes me suspicious. Additionally, the difference of 0.6% is quite high, isn't it? Moreover, comdirect and Interhyp should have a cooperation, so it surprises me that the Interhyp consultation offered a significantly worse interest rate. I will report on the results. The only downside is that there are no special repayments visible, although the surcharge for that is usually reasonable.

Wait and see. Online through einfache does not always correspond to reality. Does Comdirect finance itself or is the request only forwarded to a partner?

Hello,
after I initially only read one comment here, I now wanted to share my further experiences with you. Maybe it will help someone in the same situation:

Last week we signed the contract with the general contractor, so now the financing should move forward.
On the advice of a friend, we had an appointment with a small brokerage office, which had a good interest rate of 1.62% on our desired amounts. However, this came with a 9-month availability period and no repayment change. We would have had to work with special repayments then.

The previously best offer was from ing. Ing-Diba with 1.76%, brokered by Interhyp.

We were already close to accepting the offer, but I thought I’d ask the house bank again, this time with a comparable offer in hand (previously they wanted to offer an interest rate of 1.84% :-(

And behold, a short phone call from the caseworker to the boss, who said he had to see what could be arranged...
2 days later came the call that, fortunately, they would match the existing offer. However, with the possibility of repayment changes once a year, the option to not call up 10% of the volume free of charge (I then had another €10,000 entered as a precaution) and an availability period of 15 months.

I wouldn’t have thought that the house bank would cooperate that much, I’m definitely positively surprised.

My conclusion from this:
In any case, have many offers prepared (I contacted 4 brokers, 2 insurers, and 1 bank)...