Regarding the additional construction costs: Which major category am I overlooking? In my research, I found the following points, with approximate (or where I know them, exact) amounts:
Broker Land
2,970.00 €
Notary
1,980.00 €
GrEwSt
4,752.00 €
Public development
0.00 € - land is developed
Private development
1000 € per meter of pipe, distance from street to technical room is 4m, I have calculated 5,000€ here
Soil survey
2,000.00 €
Surveying
3,000.00 €
Building permit
1,000.00 €
Building contract review
0.00 € - included in the house price (prefabricated house)
Structural engineer inspection
0.00 € - included in the house price (prefabricated house)
Tree felling
0.00 € - not necessary
Excavation
2,500.00 € - 500m3 at 5€/m3
Disposal
3,000.00 € - 250m3 at 12€/m3
Construction site
0.00 € - included in the house price (prefabricated house)
Construction liability insurance
0.00 € - included in the house price (prefabricated house)
Construction VAT reserve
0.00 € - included in the house price (prefabricated house)
Construction supervision
2,000.00 €
That brings me to a total - if I exclude the additional costs of the land purchase - of just under 20,000€. Where is the error? Have I forgotten something, or are the amounts simply set too low?
Wow, I can't keep up with replying.. so thanks to all of you for the feedback! I probably have to go back to the drawing board anyway ;)
I think you don't understand the feedback here. Not only did you calculate way too optimistically with the big house, but you also lack a second income, even for a smaller house.
I think you don’t understand the feedback here. Not only did you calculate way too optimistically with the big house, but you also lack a second income, even for a smaller house.
We discussed this with an Interhyp advisor; from his point of view, it was not a problem as long as the total household net income is correct. Do you have different information?
Regarding the incidental construction costs. For us, for example, in comparison: 12k private connection fees flat rate 5k drainage 23k earthworks 3k construction power ... Otherwise, overall just completely delusional. We have a loan of over 470k net with more than 5k and that is already insane enough.