Evaluate the object correctly - the right strategy

What added value does that bring? Apart from the fact that no bank will issue you a blank [KOMMPLETT].

I have only proceeded from the statement here that it is an advantage if I go to a viewing with a confirmation when there is possible competition. It is not a blank check if the bank confirms my "financial strength" based on my finances.

Is also an advantage. We did that too. Viewed in the afternoon, sent with the corresponding offer by email to the broker in the evening.

We were then not the highest bidders and still got the contract. Simply because it was clear to us that everything would run absolutely smoothly.

So, spoke with a bank on the same day and got it confirmed, or how?

No, the frame was marked out beforehand. Then after we decided, we called briefly and said we probably found something... Without knowing the frame, I wouldn't even think of looking for something.

How does a bank behave if a property has already been purchased beforehand, and then a 100% financing including ancillary costs is needed for the house construction without any equity? Then one would be stress-free regarding the property search.