Evaluate the object correctly - the right strategy

The property is considered equity, so it is (if the property is paid for with equity) not a 100% financing.

Depends on how you buy the property. If you can buy it without a loan, that would be great. Otherwise, there are a few pitfalls, but in principle you can separate it from the house. In the end, the ratio of loan amount to the value of the property + value of the house counts => So no 100% financing.

Thank you all - that sounds good.