Construction financing, 2 borrowers

If I were you, I would leave everything as it is.
No trust, only self-protection is what I read here. Counting working hours for raising children....

Full agreement!

You will never find a complete and completely fair balance. I've never heard of anyone who wants to plan so precisely for every eventuality - and I started in real estate financing in 1994.

If I were you, I would leave everything as it is.
No trust, I only read self-protection here. Counting working hours for raising children....

You speak my mind. Best to form a GBR and include coitus times, child-rearing times, transfer performance etc. pp in the shareholder agreement.

For some, building/buying a house is nothing.

If the relationship were to fail after X years (which I of course do not hope!!!), she would want this flat fee refunded. Which I find would not be correct. What is your opinion on this?

If she lives in a rented apartment and terminates the lease, she also doesn't get the rent from previous years back.

But honestly, as a woman, that would be too much for me. Honestly, under such conditions, I would NEVER build with my partner!

The stress is predestined before it even starts! There will probably be discussions about who pays for which special request because they use it proportionally more than the other..

I wonder why in a partnership you always have to calculate in percentages? You can separate things analogously to a marriage, what each person brought in, inherited, or received as a gift. But dividing the ongoing expenses during a partnership would be too exhausting for me. Who paid for which shopping trip, who paid for the last cinema visit, etc. We pooled our incomes when we moved in together at the latest, and even before that, I sponsored quite a lot because my wife was still studying at that time.

Extreme example He: investment banker She: hairdresser Both work 40 hours, so they do the same work but are paid differently. How is the vacation handled? He flies alone to Bali and she goes to the Mecklenburg Lake District? Or do both vacation in Meck-Pomm because she can no longer afford more? When children come into play, is the next quarry lake the only vacation destination because her budget for herself and half for the children does not allow for more? Does he have to contribute more household money because he eats more?

Questions upon questions that no one has to answer me.

One of my friends handled a similar case like this: He owns the house, inherited, and the two of them renovated it together for a large amount. He took out the loans and she simultaneously took out a home savings contract. When the two get married, she will be entered in the land register and her home savings amount will flow into the house. That is the basic framework and otherwise everything is handled as generously as I imagine it. However, I have not heard anything about rent.