In many cases, you are not given a choice - many companies we visited had it separated. But it should be said that not all salespeople are automatically poor in expertise - we had some who could answer questions and some who simply could not, or even worse, those who made things up.
What is probably true is that one should not rely on "promises" and "assumptions" - following the motto "yes, 10 cm taller windows are no problem and can be easily changed when the time comes," and in the end, it turns out that it is not possible because otherwise the house would collapse.
Are you interested in such things or in neutral advice? You are most likely to get that from an architect/expert (although of course fixed opinions exist there as well). A specialist from a company that only builds with aerated concrete will hardly start praising perforated bricks or the prefabricated house production from Denmark.