Balkonpflanze
2012-02-28 15:03:28
- #1
Oh come on ;) it's just totally new territory for me, the real estate idea or rather the project. :eek:
Regards
Regards
Condominium - what are the possibilities for funding?
- Erstellt am 2012-02-26 10:02:50
Bauexperte
2012-02-28 15:46:11
- #2
Hello,
That will certainly be the case.
Nevertheless, it should also be clear to you that the entirety of taxpayers does not have to finance your apartment purchase – beyond the subsidies – with additional tax money (nothing else is housing allowance).
Kind regards
Oh come on ;) it's just totally new territory for me, the whole idea of real estate or the project.:eek:
That will certainly be the case.
Nevertheless, it should also be clear to you that the entirety of taxpayers does not have to finance your apartment purchase – beyond the subsidies – with additional tax money (nothing else is housing allowance).
Kind regards
Balkonpflanze
2012-03-07 01:40:57
- #3
No, I definitely don’t want to be a burden.
Housing allowance would disappear.
I got the following offer from my house bank,
tomorrow or rather today I’m going to the second bank.
The bank advisor said I should do Riester housing,
to secure myself that way,
although I am rather skeptical and don’t want to commit to everything.
I’m well aware that banks want to make money or secure themselves.
Here is an example:
Additional costs arise from 2% (2K) notary fees,
and 5K renovations.
What do you think about that?
Or a longer fixed interest period.
Paying off over 32 years is no small matter.
On top of that, the roof will need redoing within the next 5 years,
about 20K will be split between 2 parties.
Well, would it make sense to do the roof immediately and
include this in the financing?
I must admit this is my first financing,
and I have to familiarize myself with it first.
Therefore the questions to you, or your opinions.
Regards
Housing allowance would disappear.
I got the following offer from my house bank,
tomorrow or rather today I’m going to the second bank.
The bank advisor said I should do Riester housing,
to secure myself that way,
although I am rather skeptical and don’t want to commit to everything.
I’m well aware that banks want to make money or secure themselves.
Here is an example:
Additional costs arise from 2% (2K) notary fees,
and 5K renovations.
What do you think about that?
Or a longer fixed interest period.
Paying off over 32 years is no small matter.
On top of that, the roof will need redoing within the next 5 years,
about 20K will be split between 2 parties.
Well, would it make sense to do the roof immediately and
include this in the financing?
I must admit this is my first financing,
and I have to familiarize myself with it first.
Therefore the questions to you, or your opinions.
Regards
TomTom1
2012-03-07 07:39:58
- #4
If the WfA is to be involved, then due to settlement issues a bank on site is required.
Hello!
Always put a :D after jokes!
Otherwise - we are here in Germany! Without being up to date here: there is child benefit, burden allowance (housing allowance for ownership), state funds (WFA), federal funds (KfW, Riester), severely disabled loans, severely disabled grants......
Some things run through the district or (larger) city administrations - just get advice. Especially the severely disabled support is very individual.
Best regards, TomTom.
Balkonpflanze
2012-03-07 08:32:25
- #5
Thank you,
where is the best place to get advice regarding grants?
Ok, I’m going to the second bank now,
but they will certainly not play with fully open cards or tell me where I can still apply for grants.
My wife already wants to bring a financial advisor on board,
would that make sense?
The Housing Office wants an energy performance certificate in order to take further steps.
Without that, nothing works, he said, good employees.
Would be very grateful for more tips.
Regards
where is the best place to get advice regarding grants?
Ok, I’m going to the second bank now,
but they will certainly not play with fully open cards or tell me where I can still apply for grants.
My wife already wants to bring a financial advisor on board,
would that make sense?
The Housing Office wants an energy performance certificate in order to take further steps.
Without that, nothing works, he said, good employees.
Would be very grateful for more tips.
Regards