KarstenausNRW
2023-07-15 22:23:17
- #1
Shit. Another bank that cannot (or does not want to) calculate. With a 50bp margin, it is not possible to cover the costs of variable financing. Not to mention a profit = the bank's return on equity. And liquidity costs are also not factored in. I would estimate that your bank is losing about 1% p.a. on this - at least with the variable loan. Be very glad that you get a price that is (positively) beyond good and evil. Thumbs up!Variable must be significantly cheaper. With us Euribor3m+50bp, i.e. currently 4.15÷