And on the topic of [Ausgleichsanspruch], I give the recommendation: Just Google! "Ausgleichsanspruch" and "Schenkung". You will find everything worth knowing.
And the bank wants the money immediately, despite the ongoing fixed interest period.
That is not necessarily the case. We still have a remaining term, I simply continue to repay the loan, my son gives me the money. The bank does not find out about it at all, if you do not inform them. After all, they still have the lien, nothing changes for them.
And the sister is being overlooked here. Even having such thoughts shows what a true character you have. Simply impossible and the last thing for me to withhold 200k or even more from the sister. And by the way: gifts given within the last 10 years will very well be counted towards your inheritance. But whoever wants to bypass their own family for their own financial gain is already bottom of my list. Probably currently living rent-free in the parents' apartment while your sister has to finance her own life.
You don't even know the circumstances. You shouldn't judge. Maybe she is getting something else, maybe she doesn't want anything at all… Such insinuations are quite out of line.
Sure, the sister surely doesn’t want to see any of her inheritance and is just treating the brother to a nice condominium in Munich, where renting is hell. Definitely…
Of course, the sister definitely doesn’t want to see any of her inheritance and is just treating the brother to a nice condominium in Munich, where renting is a nightmare. Surely…
There are actually people who are not consumed by envy.
Maybe she doesn’t even live in Munich, not renting, has a job where she earns a lot, has already received money… There are so many possibilities.
I pay rent that is in line with the rent index in my district. Therefore, one cannot say that I am getting it for free. As of now, there is nothing to inherit anyway, since the apartment still has a mortgage in the amount of the original purchase price. Thus, there is only a future loan that can be taken over.