Additional costs and reserves? What are you planning there?

Man, for that money you might as well drive a Mercedes

Do you still get a coffin free with a 100,000€ Mercedes?

I am a self-confessed car nihilist, but if I had to choose a car for 100k€... Mercedes, no, really not.
Do you actually buy them with money or rather with due life insurance policies?

Your answers cannot be taken seriously. You probably didn’t pay attention in elementary school (beim Autoquartett). Otherwise, you would know that Mercedes is the best car brand in the world.

Yes, yes, we knew our way around Quartett. Everyone had four stars in their backpack.

Our mortgage rate is just under 25% of the family income. The term is about 23 years. We don’t know the additional costs yet. At the moment, in our current terraced house, we pay 350 euros for electricity/gas/hot water. Every three months, there is an additional 230 euros for garbage and other fees. We are 7 people. Regarding the car: one costs more because it was bought as a new car with fancy features and lots of space. The other is a Dacia [emoji16]. I can recommend it anyway: they have space, drive well, are cheap, and besides carrying the passengers, they also send the right message: life is not about the car brand or the size of the wallet [emoji41].

In life, it doesn’t depend on the car brand or the thickness of the wallet

But you forgot to apply this statement to yourself alone.

But you forgot to apply this statement to yourself alone.

Nope. There are few things that are universally valid for me. This is one of them. I just don’t believe that later someone on their deathbed will say "and the most important thing: I always drove a fancy car" [emoji23].

But yes, actually it is indeed a subjective statement. True. I believe if we had that much money left over, I would enjoy donating it more and would simply keep driving a Dacia. But well. As already mentioned, this is indeed a subjective perspective.