How can anyone plan such nonsense?!
I don’t know how far along your construction project is, but if I were you, I would fully include the basement in the thermal envelope and that’s that. Then the perimeter insulation on the basement walls is increased to 12cm and the floor is insulated, and you save yourself all the trouble with insulation on the inside (ceiling, walls, and doors to the hallway).
For comparison, XPS at 12 instead of 8cm costs only 5 euros more per square meter. The labor for installation is the same. Inside, it balances out; whether the insulation is done on the ceiling or under the screed doesn’t matter cost-wise.
Huge advantage: You can use the basement much more flexibly.