What if the house cannot be built as agreed upon?

Hi,
I have a quick question.
What if the planned house cannot be built as discussed in the financing?
Specifically, the planned basement might be the thing that breaks our neck.

For the bank, in the end, it is only important that the house and land have an equal or higher value than the loan, right?

Thanks & best regards

Correct, but one should discuss that with the bank, since a house without a basement is logically worth less than one with a basement.

Hi Tox,
thanks! I want to discuss it as soon as I know more precisely about the costs that will come up for me.

To what extent does the basement break your neck? How much additional cost arises from which reason?

The additional costs will come next week. The problem is too high groundwater and that the soil is not load-bearing enough. The foundation recommendation is an elastic slab. And to be honest, I am already somewhat afraid of what is coming.

The basement is nonsense anyway. Better to just make the house bigger.