What conditions are possible? Capital investment; 6 apartments

Who pays taxes also has profit / income :o That's how I learned it :o

Basically, the idea is not wrong if you have the financial leeway to get the house free of liabilities. Whether it makes sense for you, you should ask your tax advisor. Especially since you probably operate as a [GbR].

Regarding the conditions, you should consult your house bank and usually 2 independent advisors. In your situation, it could be more complex.

Good luck!

Pay back as quickly as possible and then pay taxes on the income from it (and maybe invest in new properties). I didn’t get the impression from your initial question that you want to build a real estate empire on credit. What is paid off belongs to you (or your family members who invest with you) and at least in the conventional, straightforward way, no one can take that away from you. :)

Advising someone here without knowing the background is nonsense. If you are the risk type, then a low repayment with high return expectation makes sense. If you are the savings account type, then of course repay as quickly as possible. The banker also checks beforehand what kind of customer he has before recommending stocks or fixed deposits.

Musketeer: "The OP asked: What would you do if you were in our place?"

And with the information available (which is certainly not complete) I would make my recommendation. Whether that makes sense tax-wise and in the overall assessment in the specific situation is another matter. :)

Personally, I generally believe that paying taxes is not a bad thing, as long as you also have a corresponding return and cash flow (in any case better than using tax-saving schemes where I myself get little out of it). But it probably also always depends on the type of question you ask which answers you get (and aside from that, this is not really a forum for any tax questions – nobody would work those out for free anyway, I think). :D

I am personally generally of the opinion that paying taxes is not a bad thing, as long as you also have a corresponding return and cash flow (in any case better than using tax-saving schemes, from which I myself get little benefit).

Then you did not understand my posts. No one said that no taxes should be paid, or that less income should be generated. On the contrary, the free liquidity should be refinanced elsewhere and of course generate income there again, which will also be taxed again.

Provided the OP is not risk-averse, he must check whether the yield of the properties is above the loan interest rate, which hopefully should be the case given the current interest rates. Otherwise, he should reconsider the purchase of the property.

The basic prerequisites between private individuals and companies. A private person can, for example, simply buy and rent out real estate because, in their view, they have invested their equity more securely than in the bank.

A landlord is also an entrepreneur. See Value Added Tax Act §1. For income tax purposes, the term entrepreneur does not exist. Here, only the 7 types of income are distinguished.