The radiators severely limit the options for furniture placement. Besides, they don’t look nice either (if you have them, you get used to them). Underfloor heating nowadays has the same status in a house as air conditioning has in a car. You don’t want to live without it anymore – the value of the car/house decreases when selling. If you want to sell only in 20/30 years, houses without thermal insulation, underfloor heating, or other features will no longer be marketable. They will become hard to sell.