Securing interest rate for KfW 124 financing

Of course, a forward loan for a KFW loan is possible, and also the subordinate mortgage in the land register is not an issue (the land charge will then be assigned). You just have to ask the right bank.

Regarding the loan amount: Your statement is unfortunately not correct. Yes, the limit of 50,000 EUR often applies, but there are many banks that also participate below 50,000 EUR. How high the interest rate surcharges are is initially uncertain, but it works without problems.

30k as a subordinated forward. Yes, you definitely have a great selection with the best conditions!

Just refinanced customers with the KFW loan as a subordinated follow-up financing - interest rate 0.94% for 10 years (12 months before the end of the fixed interest period). Yes, it is certainly cheaper at the moment, but earlier still a bargain.