Rent / Financing Purchase of Apartment or House

Why? Because it won't happen anymore? Then it wasn't a good idea anyway.

Not because it WON'T happen, but because it always turns out differently than planned.

Above all, you first have to be able to afford to wait. By this, I don’t just mean the constantly rising real estate and construction prices, but also whether the current living situation is suitable for living with a child in the long term. Trying out for two years how to manage and then waiting two years until you can move into the house is also four years. And in the end, it’s also a matter of attitude. Do I, as a couple, trust ourselves to handle it even in tough times, or do I approach it with the mindset that under stress everything will go downhill?

Well, you’re wiser afterwards. Everyone has to weigh that up for themselves. And, even if hardly anyone believes it anymore... prices can go backwards, not just forwards. I wouldn’t base my happiness on that.

And if things turn out differently than planned (if negative), then the plan was worthless. But yes, it’s a weighing of risks. It can also get pretty expensive if it crashes.

I’m not trying to convince anyone of my attitude. Rather, to consciously decide on a direction with all perspectives in mind. Then maybe you’ll complain less afterwards.

And if it turns out differently than planned (if negative), then the plan was worthless.

No! You can see it now with Corona. Plans are nice, but you shouldn’t include time components where you yourself cannot set a direction (force majeure, physical limitations, etc.) It’s also not healthy to have the mindset: "worthless"! Psychologically, it carries a very strong negative character that you don’t have to expose yourself to if it is in your own hands. You are then your own judge.

Who plans replaces chance with error. That's something too.