Purchasing a semi-detached house affordable or better to continue renting?

Compared to the rental apartment, this is a bargain. A rough standard land value might still be interesting. But overall, don't lose a second and grab it, otherwise someone else will get it. It is financially viable, the woman can certainly also earn a few more euros again. The civil servant bonus is also not to be underestimated, no occupational disability insurance and no private pension provision necessary, which makes the net income higher than it seems in comparison.

plus a new car, since at that time there was only one available and my wife needed one.