MachsSelbst
2024-06-21 22:44:53
- #1
Strange assessment. Currently, both work full-time and have a net income of 5,400 EUR/month, the warm rent is 700 EUR.
They definitely need to borrow 250,000-300,000 EUR, which at a 4% interest rate will result in a payment of... 1,800 EUR? That already requires 1,300 EUR more than the current cold rent. Additional costs also tend to increase. The burden therefore rises by 1,500 EUR.
If a child comes, that means for the woman 67% of the net income for 1 year, so about 800 EUR will be missing, plus the progression clause, then part-time work. If another child comes, the parental allowance decreases due to part-time work...
Apart from that, children also cost good money.
Very tight situation...
They definitely need to borrow 250,000-300,000 EUR, which at a 4% interest rate will result in a payment of... 1,800 EUR? That already requires 1,300 EUR more than the current cold rent. Additional costs also tend to increase. The burden therefore rises by 1,500 EUR.
If a child comes, that means for the woman 67% of the net income for 1 year, so about 800 EUR will be missing, plus the progression clause, then part-time work. If another child comes, the parental allowance decreases due to part-time work...
Apart from that, children also cost good money.
Very tight situation...