Noelmaxim
2019-05-16 21:21:26
- #1
Maybe not you, but others do.
With €250,000, minus land and additional construction costs that could realistically be borrowed, you cannot build a single-family house for four people. That would require >80% own labor.
This does not change significantly due to construction child benefit or €12,000 from a home savings contract or a discussion about the origin of equity.
Complete nonsense, but I have no desire to engage with this topic here. Just so much:
For example, I have already financed so many houses for late repatriates and Poles where the house was built entirely with own labor within the family, by the way the 5th or 6th house, where the quality of the house rivals some construction companies, they would laugh at you if you told them something like that. Furthermore, in our village, we have football and/or fire brigade comrades who have put a lot of own work into building houses, and again, we smile at such statements!
It is..........
- the demands of the builder are unknown, the equipment too
- partly the building location is unknown
- the environment of the builder and also the profession are unknown
- it is not known whether the builder can live with the outdoor areas being gradually designed, gravel paving the way instead of cobblestones
etc.
but the house is calculated too narrowly, it cannot be built for that money. I don't like these blanket statements and this equalizing without sufficient background knowledge!
Yes, unfortunately there are probably - I do not have these cases - enough constructions that do not get finished, always with occasional additional financing needs, also dramas and all that is to be prevented and avoided, but it is certainly wrong to make a general judgment and also here, if one wanted to analyze it, one would have to look closely why it had to come to this, individually analyzed whether someone with two left hands took on too much or was even cheated, but not generalized and equated.
This generalizing, this equalizing, this judging without individual backgrounds, without knowing the person and their environment, annoys me. It wouldn't work for me, so it shouldn't work for others either, I would not want to live in such a simple house, possibly unfinished outside — so others shouldn't have to either, I don't have comrades who help out, so others shouldn't have to either, and my house has to be ready to move into within 8 months, so it has to be the same for others too!
That may not apply to the OP at all, but we cannot know that, especially not if none of this is asked, but a new build must cost €3,000 per sqm. I have no understanding for that, really not, and all these discussions lead to nothing, absolutely nothing, I cannot see any added value.