Sorry, I have to ask. Hardly any rent, over €4000 is being squandered? Never saved? The land is cheap, the shell of the house can be expensive. If you haven't been disciplined with saving, this won't work.
The living situation has only been like this for just under half a year. Before, we lived separately and had completely different expenses. The topic of [Neubau] was not planned at all, but now it has become relevant because we can get the plot of land cheaply.
The living situation has only been like this for about half a year. Before, we lived separately and had completely different expenses. The topic of new construction was not planned at all, but now it has become relevant because we can get the land cheaply.
Ok, but what does it change that you don’t have any equity? Just because you want to build doesn’t mean you have to start saving.
The living situation has only been like this for just under half a year. Before that, we lived separately and had completely different expenses. The topic of new construction was not planned at all, but now it has become relevant because we can get the plot of land cheaply.
And how much have you effectively saved in the last 6 months? So there should have been at least €12,000 left over, and even then you would have spent another approx. €4,800 alongside.
The capital was not available before, so it does not change the equity, that is clear to me. I have a BV, the [Baukindergeld], a LV, but that is all only available later.