Noelmaxim
2019-06-22 00:43:05
- #1
Morning,
Just fresh from the notary, I want to emphasize right away that every case must be considered individually, etc. And what is best for one person and what is best for another is something everyone has to know for themselves.
We have almost the same problem as the opening post, except that we still don’t have a property. But one has a lot of equity, the other has none.
The notary outlined 2 ways that would be best for us.
1: We calculate before the loan is signed how many % each ultimately pays and record these ownership % in the land register.
2: One could enter what one has more as a land charge.
We both would have to make a will, the disadvantage is the inheritance tax that would fall due upon death. (But as an idea to bridge the time until you marry)
Regarding the gift tax, he said that in option 1 no one would receive a gift, but I will have that checked again by a tax advisor in 2 weeks.
What is best now for you or others each has to know for themselves or find out through individual advice.
Exactly this is how it is done, exactly like this - as already announced - this is how it looks.