Zaba12
2020-11-22 16:12:11
- #1
If it is as you say, then you will have to refrain from building a house and probably also in the future. Healthy is about 1/3 of household income for installment + interest + additional costs. Someone has already written that. 1/3x net = €1072, thus €1072-400=€672 installment + interest. With the €672 you can take out a loan of €280k. What can you get with that from your side?The income will hardly increase significantly, especially due to the losses during parental leave. The installment should at least be manageable, also with enough buffer for the rest of life.