Maximum credit limit according to economic journalist Frank Lehmann

Where did he dig up this knowledge? The textbook probably had a 19 in front of the year and was written in DM.

A long time ago there used to be something like that, I myself studied with 6x in 2004. And whether that’s true... I still don’t like these flat rates.

According to Statista, the average annual salary per employee in 2015 was EUR 32,643.
For an FTE EUR 4,291 / month = EUR 51,492

Both amounts GROSS.

As a project manager in mechanical engineering, you should actually be above that?

My ass! I only work 5-6 hours out of the 8.5 and do 0 overtime. With 20 overtime hours a week, I can easily make the €52,000. I personally don’t know anyone who earns €52,000 gross per year (with regular working hours without shift allowances etc...).

I’m just saying; you have to work in an insurance company. No unpaid overtime, overtime can be taken as compensatory time off, and the salary for 5 days a week at 7.6 hours each actually amounts to over €65,000 for almost everyone here in the department (about 20 people; except our student), calculated as full-time (we have quite a few female employees who rather work 50%/75% shifts) (regulated by collective agreement).

What nonsense - based on gross you can make such strange calculations (far too generalized), but net?

In that case, 95% wouldn’t even need to start building...

50k gross per year:
Starting salary for engineers in the industry.
Civil servants in the higher service as well.

50,000 starting salary? Maybe at Audi but not out here in the sticks in this village in the far north. What do you think, why does land here cost €100/sqm and not €250? Simply because no one earns those salaries.

And I can also make €70,000 a year, just have to work 3-4 hours longer every day. Salaries can't be compared because everyone calculates it differently. The engineers who start with €50,000 also work 50 hours a week, and suddenly their hourly wage is worse than mine.

Basically, only the hourly wage is comparable, and what you actually do. Working in an air-conditioned office in midsummer is certainly more pleasant than being a roofer in pouring rain.