Local bank markets plots - linked deal

where exactly is the problem? if only she owns properties there at all, you might be able to "sweeten" the possibly more expensive financing as an expensive property. just ask the bank about the conditions and check elsewhere. then you will actually see the difference and only then can you make an informed decision whether the additional costs (if there are any) are worth the property to you or not. probably the conditions won't be particularly great and negotiating will hardly work if the demand is as high as you describe. but trying doesn't cost anything.

Thank you very much for all the hints.

I want to make it clear again that it's not about me not wanting to talk to the bank. Absolutely not.

But with such a monopoly position, of course, I have a bad taste in my mouth. And I don't want to say too much in the conversation to possibly keep other options open. There is also the possibility of "raising" equity capital and thus bypassing the bank. However, if you admit right from the start that you need money, you are immediately at their mercy.

For now, I am waiting to see what happens and will keep you updated here. But it will still take a few weeks.

Maybe there are other options as well, because there apparently are also private providers alongside.

Best regards

Well, I can understand you, but even with individual plots or locations, someone always has the monopoly, namely the seller.