Local bank markets plots - linked deal

Yes, that's what I'm saying

Oh sorry. I misread your post. In the end, there are only these options A) take it or leave it. To minimize the risk until then, know what the total amount looks like or B) agree with another bank to the extent that they give you a loan for the amount without a mortgage. They will most likely only do this if the rest is also financed there. C) Aim for a bridging loan via a variable credit. Which no bank is likely to agree to. B and C only apply if the bank does not have a clause in the contract stating that the financing must run exclusively through the bank. Or another idea. I somehow thought that such a procedure is illegal. Well, wrong thought.

An experienced bank director will never maneuver themselves into a situation where they could be prosecuted because of it. One will also ensure to structure financing and purchase in such a way that one does not get caught. Especially [Sparkassen] struggle with the interest rate environment and have nothing to give away in business.

It is not the Sparkasse.

We have another financing meeting in 2 weeks. I will bring up the topic there. Otherwise, I can only wait until the plots are released. Maybe we won't get any that suit us, and all the speculations will be pointless.

All interested parties are informed simultaneously, and then first come, first served.

Don’t care whether savings banks, cooperative banks, or banks. Good luck with the conversation, keep us updated

Yes, I will do it. But it will probably take a few more months. I just wanted to get information now. Otherwise, you end up annoyed in the sense of "if only I had known that before." When building a house, there are so many things to consider and take into account. And yes, I understand there will surely be "if only I had known that before moments." I just want to keep those to a minimum ;)

Why do you absolutely not want to talk to the bank whose land you want to buy? What have they done to you? Maybe their conditions are actually quite okay. Who knows? Karsten