Is the payment schedule okay? Please give your opinion.

Hello everyone,

we had an appointment last week with a developer that we liked a lot. However, the payment plan seems quite developer-friendly to me. What do you think about it?

after completion of the building application documents	5 %
after completion of the base/foundations	19 %
after completion of ground floor masonry (without ETICS)	16 %
after completion of roof truss erection	17 %
after completion of roofer and plumber work (without downpipes and roof boxes)	9 %
after completion of window installation (without sealing and windowsills)	9 %
after completion of electrical rough-in	8 %
after completion of drywall construction	5 %
after completion of exterior plaster without base	5 %
after installation of the heating system	5 %
simultaneously upon handover of the house	2 %

Thank you very much in advance for your help

57% paid for just a roof structure I find very much

Thanks in advance. What is a normal level?

We are currently also negotiating with a general contractor. The contract contains the following data - each after ... :

Trade	Payment	Total
Design planning	7%	7%
Building application or building notification	8%	15%
Basement floor slab	15%	30%
Completion of the basement concrete ceiling	8%	38%
Completion of the ground floor concrete ceiling	10%	48%
Roof frame	12%	60%
Roofing and plumbing work	5%	65%
Installation of windows and patio doors (without front door)	7%	72%
Electrical and sanitary rough installation	8%	80%
Interior plastering work	4%	84%
Screed	6%	90%
Exterior plaster	3%	93%
Start heating program / installation of ventilation system	3%	96%
Tiling (without skirting boards)	2%	98%
Handover	2%	100%

Mine looks like this, I signed it this way because after all 10% remain until the final acceptance:

Construction status	Installment	cum
Start planning	7%	7%
Submission of building application	5%	12%
Submission of building permit	5%	17%
Ground slab completed	10%	27%
Load-bearing walls on ground floor completed	16%	43%
Roof frame erected	8%	51%
Roof covering completed	9%	60%
Windows installed	10%	70%
Electrical and interior plaster completed	6%	76%
Heating and sanitation completed	6%	82%
Screed completed	4%	86%
Start of exterior plaster	4%	90%
Final acceptance	10%	100%

We have:

	Share	Total
Building notification & completion of base slab	15%	15%
Roof frame	30%	45%
Window installation	15%	60%
Completion of screed	20%	80%
Installation of heating system	5%	85%
Completion and acceptance	5%	90%
Completion of remaining work, handover	10%	100%

I actually find it quite okay like this.