Due to legionella: do you also have a circulation pump? I have adjusted/reduced ours, it also costs electricity (it now runs from 6-9 and 17-20).
Yes, I am surprised that it is actually 5 degrees. It is a borehole with 130m.
I am still considering reducing the temperature, but (according to the heating technician) it always depends on where the sensor is located. It can be mounted at different heights, higher or lower. The higher it is, the lower the temperature can be set.