House transfer / buying from ex with ongoing loan / costs

How is the amount of the real estate transfer tax calculated then? Does the house have to be appraised or is the tax office satisfied with the figures given?

Amount of real estate transfer tax: value of the transferred part. So approximately €167,000. Tax office: It is very likely satisfied with the figures given. It does so with every normal purchase as well.

So he gave up assets and now someone else has them. If I hand a beggar €100, is that not a gift either?

What assets? The proportional value of the house is offset by debts of the same amount that are assumed.
So your example is not applicable. Accordingly, I also do not believe that the real estate transfer tax is calculated that way.

So he gave up assets and now someone else has them. If I hand a beggar 100€, is that not a gift either?

No :rolleyes:…
He is out and got internally from me the equity he had put into the house. The bank was not informed. That's it, the end. Two signatures plus the notary's.

He is out and has received from me internally the equity he had invested in the house.

Now it’s really getting interesting. So he is out and received money from you for it. I call that a purchase – you can also find that in the Building Code.

Bank was not informed.

Joint loan?

What assets? The proportional value of the house is offset by debts of the same amount that are assumed.
So your example is not applicable. Accordingly, I also don’t believe that the real estate transfer tax is calculated that way.

That was the answer to .

Accordingly, I also don’t believe that the real estate transfer tax is calculated that way.

You are welcome to believe that. Unfortunately, the tax office does not care about your belief. They don’t care about the liabilities (in the sense of offsetting them against each other). See also Real Estate Transfer Tax Act §§ 8, 9. It is explicitly stated there again. Consideration such as the assumption of liabilities is also taxable.

Now it's really getting colorful. So he is out and got money from you for it. That's what I call a purchase - you can also read it like that in the Building Code. Joint loan?

The financial windfall was internal. Please read carefully! While I’m googling on the PC (it's been a while): it must have been a property transfer (conveyance).

You can believe that if you want. Unfortunately, your belief does not interest the tax office.

You’re believing as well right now… You can believe me that everything was proper. The very good notary had a license ;)